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Welcome to Donna Nettestad Safety Harbor, Clearwater and Palm Harbor Real Estate Website

Welcome to Florida Real Estate and the agent that can provide great information on Safety Harbor, Clearwater, Palm Harbor, and all of Tampa Bay.

Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes.

Need local real estate information? I've summarized much of what is important about the Safety Harbor, Clearwater and Palm Harbor real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job.

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. I have the experience and track record you are looking for.

- Donna Nettestad

First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

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Q	What famous Art Deco skyscraper is decorated with eagle hood ornaments, hubcaps and abstract images of cars?
A	New York's Chrysler Building, designed by architect William Van Alen in 1930, was one of the first buildings composed of stainless steel over a large surface area.
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Donna Nettestad, REALTORŽ, real estate agent and broker for Safety Harbor, Clearwater and Palm Harbor, Florida home listings, property and land for sale

Donna Nettestad
RE/MAX Realtec Group, Inc
4175 Woodlands Pkwy
Palm Harbor, FL 34685
727-647-1706
Fax: 727-216-9354
donna@tampabayareahomes.com

Buying and selling a home is one of the biggest events in your life. I have the experience and track record you are looking for.

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Safety Harbor, Clearwater and Palm Harbor, Florida

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